I have decided to start my own $20 Challenge.
This is mainly because I have started my new blog and I wanted to do something different.
I also think it will be a good constant reminder and motivator to save.

I want to lay out some ground rules, but will probably make some up along the way as well.

- The money will start with the initial $20 deposited automatically into my House Deposit/Uni Fund.
- Additional monies will be added on a daily basis to my bills account, and then transfered to the main Challenge savings account either fortnightly or monthly.
- I will attempt to keep this blog updated of the daily challenge amounts.
- As for the amounts for each 'thing' i do to save money, I think $1 is a good starting amount and will keep things simple.
- However, if I do something that is only a very small money saving action, I will add 50c to the challenge.
- On the same note, if I earn extra money or make a large change in my spending habits, I will add either the whole amount saved/earnt, or $5 (depending on the scale).

I figured I will not miss $1 here or $1 there. I may also employ the 'rounding up' method, as it is basically the way I saved for my first car.

Anyway, wish me luck in my $20 challenge journey.