I am trying to really get on top of my credit card usage. While I've never actually not paid the whole balance by the due date, it's usually a rude shock to see my CC balance at the end of the month and I find myself scrambling around to pay it. So I have been trying to transfer the money onto it from my main bank as soon as I charge something to it (like a visa debit card i guess). While some people will say this is silly as I'm missing out on interest accruing, it's a small price to pay for peace of mind, and the main reason I use the CC is for the reward scheme.
So today I charged a 2gb USB Flashdrive stick for $14.95 and an Invoice & Statement Book ($5.29) for my contract-cleaning job. Yesterday I charged the petrol ($23.17) and milk ($2.39) expense to my CC, and last week I paid for the electricity bill ($277.07 shared by 3).
I transfered $230 to the CC today, and will transfer another $93 when my BF transfers his portion of the electricity bill to my account.
Whew! It's hard being organised sometimes, but worth it all the same.
Does anyone else do this, or am I just insane?
+paid some off my cc!+
June 11th, 2008 at 01:37 am
June 11th, 2008 at 01:43 am 1213148616
June 11th, 2008 at 01:48 am 1213148917