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+The Stupid Vault+

June 11th, 2008 at 04:25 am

I was naughty and bought a muffin for morning tea. That will teach me for not putting something healthy in my bag this morning! $3.80 - gone!

I have decided to copy Amber Big Grin (www.veronak.savingadvice.com) and add the same amount to my debt (only it will be my personal loan, not my credit card debt).

From now on, any stupid purchases (yes, I said stupid) will be added to my Personal Loan. I'm going to try and keep a running tally, like the $20 Challenge, only I will call it the Stupid Vault.
Any pro-activ choices, purchases etc will be added to the Challenge money.

It makes more sense really:

Challenge Money = Savings = Good
Stupid-ness = Debt = Bad

Challenge Balance: $23.00
Stupid Vault: $3.80

Now only if the rest of our lives where that simple to work out, eh?!

Posted in +expenses+, $20 challenge, +personal loan+ | 6 Comments »

6 Responses to “+The Stupid Vault+”

  1. jacquelynrose Says:
    June 11th, 2008 at 05:57 am 1213163824
    1213163824

    Good idea, I already feel stupid from some finance choices I have made...I need to get going on my $20 Challenge again...

  2. koppur Says:
    June 11th, 2008 at 01:43 pm 1213191781
    1213191781

    I've thought about doing this as well. I can imagine it is a huge deterrent towards frivilous purchases, since, essencially, you'll be paying twice as much for them. Good luck!

  3. crb Says:
    June 11th, 2008 at 08:42 pm 1213216966
    1213216966

    I really like that idea. I need something like that myself.

  4. klbb90 Says:
    June 12th, 2008 at 12:33 am 1213230820
    1213230820

    Good Idea! I had no idea a muffin could cost $3.80

  5. greengirl Says:
    June 12th, 2008 at 11:02 pm 1213311727
    1213311727

    it was a very big muffin Big Grin organic with fresh blueberries.

  6. greengirl Says:
    June 13th, 2008 at 03:41 am 1213328464
    1213328464

    and btw, $AUD is generally more than $US.

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