Today I paid the remaining $84.67 on my CC # 2 and now I officially have NO BALANCES on ANY of my CC's.
Which means my only debt is my personal loan. Technically I never actually had CC 'debt', as I always paid the full amount at the end of the cycle, but I always had a balance. So it's a very freeing feeling. I like transfering the money as soon as I spend it, I think I will keep doing it, it makes me feel on top of things.
I have set up a $60 transfer into my bills account for the next three weeks, as I probably won't have much access to the internet over my holiday. On Monday night I am going to adjust my automatic transfers for my online savings accounts as well, and transfer ALL of my holiday savings into my main account. I have worked hard for these savings, so I am not going to feel guilty for whichever way I decide to spend the money.
I am already a low spender type of person. I wouldn't say I'm especially frugal, and I like to have fun (sometimes a bit TOO much) however I am not the type of person to blow a paycheck on shoes or clothes, nor my holiday savings on a bunch of crap I won't use. I know if I have any money left over I will put it to good use as well.
Last holiday, I was with a friend who tried to convince me to buy something from a Country Road store, even though I wasn't really that interested, I only said I liked some of their clothes. Her reasoning? "you work hard, you deserve it."
deserve what? a piece of overpriced clothing that i only sort of like?
sheesh.
I am looking forward to seeing the SATC movie, haven't seen it yet. I was waiting to see it with my step-mum. She has already seen it but would like to see it again.
Oooh, can't wait! Only five more days to go!
In other news:
I got some bread rolls from work today (FREE!) so we are having burgers tonight for dinner:
Homemade beef rissoles, lettuce, tomato, cheese, cucumber, pineapple and beetroot.
Yum!
Bread rolls are normally 70c each, so I am adding 70c to my challenge, as well as $1 for a NSD today. New balance: $77.98
Last night we went out for dinner and I spent $2.20 on a drink and $12.50 on a pasta dish. It was delicious; a garlic, chicken and mushroom fettucine pasta. I think I did quite well for the night.
That's all my news for now!
$0 balance on all CC's!!!
June 19th, 2008 at 05:44 am
June 19th, 2008 at 09:24 am 1213867470
June 19th, 2008 at 12:09 pm 1213877347
June 19th, 2008 at 01:17 pm 1213881426
And the SATC movie is amazing! I saw it at a midnight showing when it first came out... definitely worth it!
June 19th, 2008 at 02:10 pm 1213884633
June 19th, 2008 at 02:16 pm 1213884977