This morning my pay went in for Job # 1 and I transferred $11.69 to the Stupid Vault.

New Loan Balance: $4288.47
New Stupid Vault Balance: $20.93

I also transferred $60 into my bills account. Once the money goes in for Job # 2 I will be transferring the remaining balance for CC # 2. Then I will officially have no credit card balance at all!!! How exciting, I haven't had that for months!

I will have to set up and change some automatic transfers over the next three weeks for:
Bill A/C: $60 weekly
Rent: $126.67 weekly
EF, Uni Fund: $20 weekly
Gift/Holiday Fund: $10 weekly

Why, you ask?

Because, I AM GOING ON HOLIDAY!!! Yes, that's right. A three week holiday to visit my dad, step-mum, sister, granparents, brother, sister in law, nephew, aunties, uncles...

It will be my last holiday of length for five years, if my University plans go ahead. So I am really looking forward to seeing all my family, as they all live in another state. The plane leaves next Tuesday. (This is what I have been saving for in my Holiday Fund).

I say 'holiday of length' because I am sure there will be many long weekends in there (being one that likes music festivals, bands, camping, trips away etc) but I am certain I won't be able to afford any holidays spanning weeks for a very long time!

I will miss BF terribly. Did you know, the longest we have ever been apart in five years is a couple of four week holidays here and there, and a couple of one week work-related trips for bf?

Whilst on holiday I am going to try and keep a spending log, so atleast I know what I spend when I am on holiday. This will let me plan for future trips too, incase I am able to save for a plane ticket.

Once I am back from my holiday I should have some surplus to keep me going for a week, and then I will be back into saving, saving, saving. My main priorities will be:

-a car service
-my EF goal # 2
-my goal # 2 for Personal Loan
-visiting my sister for two days in august

If I have a lot of money left over from my holiday I might consider checking out the stocktake sale in myer, as they sell a brand of jeans that I really like which are around $100 normally, but I can usually pick them up for under $50.

Today my expected spendings will be dinner, as we are having dinner with BF's mum. They usually have specials at the place we are going to at around or under $10, so I will try to keep it at $15 for drinks as well. That should be all the money I am spending today.

Anyway that is my update for today

my flatmate went to a housewarming party of a friend of hers and her bf's. they have been together for roughly 2.5-3 years and have just bought a house together. she is a real estate receptionist, so i understand the need and determination of someone in that profession to own property, but i wonder if they aren't jumping the gun a little on buying together? apparently the boy contributes more money to the mortgage than her as well.

eh.

sometimes i wonder why it seems so easy for other people.

the one thing that made me smile is, about a year ago they took out a five year term personal loan of $6000 to get a plasma television. apparently (according to flatmate) that is the only thing of value in the house, other than the house itself.

BF just finished doing a floor for a lady in her house, and when he finished she gave him and the other worker $50 cash (ontop of the $5000+ for the floor) for doing such a good job!
i thought that was very nice of her.

With the money Bf treated me and him to a movie 'date' and dinner, which was nice. We haven't been on a 'date' for over a month, and then before then it would have been about 6 months... The movie was $8 a ticket (saved $6.80 each by using a club card) and our meal came to $38.60 and we had a drink to take in to the movies (mine was $2.40 and BF's was $2.90). I gave BF $10 for the extra money. (It came to $59.90).

I am adding $6.80 to my challenge money for using our cinebuzz club card and getting a discount on the movie ticket. I am also adding 78c for buying an extra bottle of tomato passata sauce when it was on special saving 33c, and the ricotta cheese was on special from $4.09 to $3.64 saving 45c. Also my automatic payment to my Uni/House Fund went through yesterday, so that is another $20 to my challenge fund!

New Challenge Total: $56.28

I am also adding $5.44 to the Stupid Vault as BF and I did not really need to buy desserts for the week but we bought some gourmet icecream and some others. Although we saved around $1.50 as they were both on special! It is still going to the Stupid Vault though!!!

New Stupid Vault Balance: $9.24